Credit Loan Review

Our credit loan review services safeguard your institution by identifying portfolios with problematic assets or potential losses while assessing emerging risks

Reach an Expert

Whether your financial institution needs an entirely outsourced loan review program, expertise to complement your loan review staff, a one-time assessment of your loan review processes and procedures, or assistance in completing due diligence or reverse due diligence on your portfolio, we are ready to assist.

From the outset, our credit professionals maintain clear, open communication with all stakeholders, providing regular reporting while on-site, including executive summaries that outline any findings and recommendations throughout the duration of fieldwork.

Our practical know-how and experience in banking helps financial institutions:

  • Identify weak loan transactions and manage exit strategies
  • Perform commercial loan review on-site or remote of lenders’ portfolio
  • Conduct loan portfolio acquisition reviews for loss mitigation
  • Perform loan loss reserving review and analysis (ALLL, CECL)

Our Credit Loan Review and Risk Rating services are tailored to meet the strategic and execution needs of our clients.

  • Perform commercial loan review on-site or remote of lenders’ portfolio
  • Conduct loan portfolio acquisition reviews for loss mitigation
  • Perform loan loss reserving review and analysis (ALLL, CECL)

  • Problem loan management, de-leveraging, collections, and workouts
  • Short term and long-term credit support engagements
  • Senior credit officer support for problem loan management
Submit an RFP

  • Conduct leverage loan reviews, including specialty products
  • Perform loan data management and analytics
  • Problem loan management, de-leveraging, collections, and workouts
  • Enforcement Action remediation plans and project management offices

  • Conduct commercial real estate loan reviews
  • Perform loan data management and analytics on commercial real estate including collateral valuation and haircuts
  • Problem loan management, de-leveraging, collections, and workouts
  • Enforcement Action remediation plans and project management offices

Case Studies

Learn about the ways we have helped our clients meet regulatory obligations, manage risk, and address business change.

Related Insights

Press Release

Risk Management Industry Leader Mike Schuchardt Joins Treliant Executive Leadership Team

Treliant, an essential consulting partner to the global financial industry, has named Mike Schuchardt as Senior Managing Director, Risk Management and Credit Solutions. His appointment reflects Treliant’s long-standing commitment to helping financial services companies measure, monitor, and manage their risks and elevate safety and soundness to meet both regulatory expectations and operational goals.

Article

Stressful Times Call for Renewed Stress Testing

With the collapse of Silicon Valley Bank (SVB), there has been the expected cry for greater regulation and the urging as to why the Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank Act Stress Test (DFAST) did not apply. The purpose of this article is not to argue that it should not have been considered under these important supervisory tools, but rather to articulate that neither of these programs would have prevented the bank's downfall. They may have helped by requiring the bank to ask questions of some of its strategic decisions and providing some level of governance around the risk it was taking, but they would not have prevented the collapse.

Treliant Takeaway

Treliant Takeaway...Joint Statement on Liquidity Risks

Treliant's Credit Solutions practice comprises former senior financial services risk executives and regulators who combine their extensive experience, qualifications, and know-how to assist financial institutions navigate today’s volatile market and tight liquidity environment. We provide financial institutions consulting support on credit risk management and governance, liquidity and treasury management, portfolio management, climate scenario analysis, loan workouts, and advice on portfolio risk-mitigation strategies due to IRR volatility.

Treliant Takeaway

Treliant Takeaway...Federal Reserve 2023 Stress Test Scenarios

Treliant's Credit Solutions practice comprises former senior financial services risk executives and regulators who combine their extensive experience, qualifications, and know-how to assist financial institutions prepare to meet these Federal Reserve stress testing expectations. We provide financial institutions consulting support on credit risk management and governance, stress testing, climate scenario analysis, ESG policy and procedure development, loan workouts, and advice on portfolio risk-mitigation strategies.

Our Experts

Ready to Talk?

We work with you to understand your needs, so we can tailor our approach to your engagement. Learn more when you connect with our team.

Reach an Expert

Related Services

Credit Risk Assessment

Credit Risk Assessment

We analyze your credit operations and give an objective snapshot of your portfolios to support lending improvements

Learn More

Problem / Troubled Asset Workouts

Problem / Troubled Asset Workouts

We apply our practical know-how and experience to help our clients identify weak loan transactions and manage exit strategies

Learn More

Acquisition Due Diligence

Acquisition Due Diligence

We provide acquisition due diligence to surface and resolve portfolio concerns

Learn More

Stress Testing

Stress Testing

We review, develop, validate, and modify stress test frameworks and programs to ensure they capture the risk, provide appropriate feedback, and highlight areas for improvement

Learn More

Data Governance

Data Governance

We improve your bottom line, as well as your regulatory compliance, with our formal, systematic approach to measuring and uplifting Data Governance

Learn More