Problem / Troubled Asset Workouts

• Industry-leading experts to be an independent resource for your management team
• Ensure the approach to client selection and the profitability of client relationships
• Identify, assess, and resolve emerging risk in the institution’s portfolio of assets

• Credit experts with extensive experience in loan portfolio review, loan workouts, and portfolio due diligence
• We serve as that critical, independent resource for your management team to ensure a successful resolution of distressed and troubled assets

• We devise tailored playbooks or plans to drive the review, ongoing management, and collection of problematic debt.
• Our playbooks assist with the disposal of non-core lending products or assets
• Enhance the credit process workflow

• Review of strategic options
• Portfolio segmentation
• Capital impact analysis
• Understanding leverage and creating a deleveraging plan
• Bad / good bank design and establishment

• Implementation of work-out playbooks
• Establishment of work-out units and recommendations
• Interim management and surge work-out staff roles

• Loan portfolio due diligence and valuation
• Transaction advice and structuring
• Asset Quality Review (AQR) advisory
• Sale preparation and support
• Data quality and remediation
• Financial, operational, regulatory, and real estate diligence
• Sales and Purchase Agreement (SPA) advice
• Investor sourcing

We have the knowledge and experience to work with your management team to provide insight and recommendations into the nature, scope, and depth of the review necessary to provide the information that is essential to resolve problem and troubled assets.