Five Step Action Plan for Distressed and Troubled Assets
Our industry leading Credit experts deliver distressed and troubled asset solutions that assist you in assessing your problem and troubled loan situation, understanding the sales process to drive value, and re-positioning your portfolios for the challenge of what is next.
When it comes to managing problem and troubled loans, Treliant believes that experience and practical knowledge is power. Implementing the right controls, technologies, and processes can give your financial institution a current, accurate view of your portfolio and borrowers. Our five-step action plan below can assist.
- Identify:
- Review your original goals for each portfolio of assets and consider how those goals may be affected by current volatility
- Determine which sectors of problem and troubled loans are in your portfolio through detailed reviews of your transactions and portfolio
- Prioritize:
- Review financial obligations and asset condition
- Review loan documentation and re-examine the capital structure of each asset before proposing any transaction or restructure
- Assess:
- Re-assess the valuation of collateral
- Review impact of loan term modifications, formal loan restructuring, liquidation of underlying collateral, forced bankruptcy, and loan sales
- Implement:
- Develop a problem and troubled loans stabilization plan and/or exit strategy
- Define your needs by establishing best and worst-case scenarios for assets in a volatile environment, and implement enhanced loan and portfolio monitoring
- Execute:
- Maximize the value of problem and troubled loans by choosing the best action
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We work with you to understand your needs, so we can tailor our approach to your engagement. Learn more when you connect with our team.
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