Mike Scarpa is a Managing Director in Treliant’s Regulatory Compliance, Mortgage, and Operations Solutions practice. He helps set Treliant’s regulatory compliance/operations agenda, including key trends, solution offerings, and client pursuits. He also executes on regulatory compliance projects and serves as a subject matter expert.

Mike is an expert in financial services regulatory compliance and risk management expectations and has served financial services firms from across the spectrum. He has handled some very difficult and longstanding public enforcement actions for large systemically important banks, foreign banks operating in the U.S., and payment/card network firms.

He has been instrumental in delivering regulatory compliance and risk management engagements to traditional banks, challenger financial institutions, and fintech firms. He also has extensive experience with financial institution licensure, product registration, risk and control design, capital adequacy, recovery, wind-down/resolution planning for non-banking fintech firms, enterprise risk, state and federal banking regulations, third party/vendor risk, recordkeeping and regulatory reporting, board/management reporting, financial crimes compliance, and three-lines-of-defense expectations. Overall, he is considered an expert in safety and soundness matters that affect financial institutions.

Mike has spent 10 years with two different “Big Four” accounting firms in their respective advisory practices, specifically in the areas of financial services risk management and regulatory compliance.

He is a lawyer by training and has been an admitted attorney since 2009. Prior to his advisory consulting experience, he was a practicing attorney in tax litigation and eventually became in-house regulatory counsel for an institutional broker-dealer.

Mike is a cum laude graduate of Hofstra Law School and is admitted to the bar in New York both at the state and federal level. Before law school, he graduated from Cornell University with a BS in Economic Policy and Management.

Areas of Specialization

  • Anti-Money Laundering / Bank Secrecy Act
  • Bank Holding Company Supervision
  • Bank Integration
  • Basel III / IV
  • Blockchain
  • Charter Applications
  • Commercial Banking
  • Compliance Audits
  • Compliance Programs
  • Conduct Risk
  • Consumer Laws / Regulations
  • Consumer Protection
  • Core Banking Products
  • Corporate Governance
  • Credit Card / Payments
  • Cryptocurrency
  • Dodd-Frank Reform
  • Due Diligence
  • Ethics Programs
  • Executive Leadership
  • Financial Crimes Compliance Programs
  • Financial Statement Analysis
  • Fintech Compliance
  • Legal Entity Restructuring & Booking Model Strategy
  • Liquidity Risk
  • Litigation Readiness
  • Litigation Support / Expert Witness Testimony
  • Loan Due Diligence
  • Loan Loss Reserving Review and Analysis
  • Market Regulation & Insider Trading Compliance
  • Marketing and Advertising Compliance
  • Operational Risk
  • Pre-exam Work
  • Process and Program Improvement
  • Recovery and Resolution Planning (Living Will)
  • Regtech Implementation
  • Regulatory Change
  • Regulatory Exam / Management
  • Regulatory Policy
  • Regulatory Relations
  • Regulatory Reporting
  • Remediation Plans / Implementation and Effectiveness Testing
  • Risk Assessments
  • Risk Culture and Corporate Governance
  • Risk Management Expectations
  • Safety and Soundness of Financial Institutions
  • Strategy / Strategic Planning
  • Transformation and Change Management
  • Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) Readiness
  • Virtual Assets