Jeff Jaffee, Senior Advisor with Treliant, is a seasoned executive with regulatory compliance and regulatory relations experience at large banks, mortgage companies, and a government-sponsored enterprise. He has over 30 years of industry experience in directing originations, servicing, technology, and third-party oversight. His subject matter expertise includes fair lending, Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), the Servicemember Civil Relief Act (SCRA), the Home Mortgage Disclosure Act (HMDA), the Community Reinvestment Act (CRA), and the Americans with Disabilities Act (ADA).
At Treliant, Jeff advises clients on a variety of mortgage compliance and operational needs including the design, improvement, and transformation of business and compliance processes. He also provides guidance on compliance with fair and responsible lending and servicing regulations.
Prior to joining Treliant, Jeff was responsible for fair lending and consumer protection compliance at Freddie Mac. Previously, he held senior compliance leadership positions with Bank of the West, including Senior Vice President, Protecting the Interests of Clients, where he was responsible for U.S. consumer protection laws including the Equal Credit Opportunity Act, the Fair Housing Act, UDAAP, UDAP, the Gramm-Leach-Bliley Act, the Consumer Credit Protection Act, ADA, and CRA. He was a member of the Enterprise Leadership Team and presented regularly to senior management and the board of directors.
Jeff has also worked as Chief Regulatory Affairs Officer for CitiMortgage, where he managed the lender’s interactions with internal and external stakeholders. Prior to CitiMortgage, he was the VP of Consumer and Community Affairs at Saxon Mortgage, where he managed engagements with regulators, attorneys general, and other stakeholders. He was also the Mortgage Product Director for retail mortgage for Citi in the Europe, Middle East, and Africa region, where he led the rollout of mortgage lending in several European countries. Before that, he was the CRA and Fair Lending Director for Citigroup, where he managed the CRA and fair lending examinations for 11 legal entities, managed the HMDA and CRA data processes, and wrote several corporate policies. He has also been a leader in mortgage technology projects and was a retail branch manager and mortgage sales executive.
Jeff holds a BA in Government from Georgetown University. He has spoken at several conferences on CRA, fair lending, and HMDA.