As we emerge, from the global pandemic, the good news is that we are not in the middle of a credit crisis, as some had foreseen. However, there are some cautionary signals for banks to heed as they manage their commercial credit portfolios.

Prudential bank regulators have made it clear that risk remains high as credit standards have become more relaxed. In another sign of the times, they have also restated the critical importance of the role of credit risk review systems in banks’ overall risk management programs. The upshot is that credit risk officers and heads of credit review need to put robust capabilities in place to head off potential risks while commercial portfolios continue to perform.

Click Here to Read the Full Article in the June 2022 Issue of RMA Journal


Peter Reynolds

Peter Reynolds is a Senior Advisor at Treliant where he advises C-suite executives and boards on matters pertaining to risk management and compliance consistent with regulatory requirements and expectations. Peter is a global transformational risk and compliance executive with over 40 years of experience holding C-suite roles at…