Regulatory Compliance and Fair Lending

  • Risk Assessments
  • Consumer Protection Regulatory Compliance
  • Policy and Procedure Builds
  • Monitoring and Testing Programs
  • Regulatory Filings and Submissions
  • Regulatory Examination Support
  • Responses to Examination Findings
  • Compliance Program Efficiency Reviews
  • Tailored Training Programs
  • Anti-bribery and Corruption Compliance Programs
  • Code of Ethics Development
  • Anti-bribery and Corruption Compliance Programs and Risk Assessments
  • Enhancement of Ethics Program Controls
  • Conflicts of Interest Controls
  • Ethics Training
  • Whistleblower Program Reviews or Development
  • Case Management Assistance
  • Ethics Program Audits
  • Redlining Readiness Check
  • Risk Assessments
  • Program Evaluations
  • Statistical Analysis
  • Mystery Shopping, Matched Pair Testing, and Self-Testing
  • Community Reinvestment Act (CRA)
  • Developing and Improving Fair Lending and CRA Programs
  • HMDA LAR Processing and Filing
  • Short- and Long-term Strategic Advisory
  • Compliance Program Assessments
  • Compliance Program Development and Implementation
  • Policy and Procedure Builds
  • Audit and Examination Management and Support
  • Vendor Management Oversight and Due Diligence
  • Change Management and UAT Enhancement
  • Complaint Handling and Oversight Reviews, Enhancements, and Performance
  • Development and Implementation of Corrective Action Processes
  • Strategic Planning for Compliance
  • Compliance Risk Management Program Evaluation and Enhancement
  • Structure and Staffing Review
  • CFPB Readiness Check
  • Risk Assessments
  • Risk Metrics and Reporting
  • Control Identification and Enhancements
  • Efficiency Evaluations
  • Monitoring and Testing Implementation
  • Board Training
  • Gap Analysis for Implementation and Testing Plans
  • Development and Implementation of Testing Scripts for Pre- and Post- Implementation Evaluation
  • Evaluation of Third Parties
  • Enhancement of Risk Management Controls
  • Loan-level Reviews and Testing
  • Design and Implementation of Processes for Application, Underwriting, Production, and Closing
  • Design and Delivery of Training
  • UDAAP Readiness Check
  • UDAAP Risk Assessments
  • UDAAP Complaint-Management Systems
  • UDAAP Controls Review
  • UDAAP Product Reviews
  • UDAAP Audits
  • New Product Due Diligence Reviews
  • Monitoring and Audit Review
  • Metrics and Reporting
  • Training

Representative Engagements

MORTGAGE LITIGATION AND ENFORCEMENT

  • Gap Analysis for Process, Procedure and Governance
  • Change Management for Mortgage Industry Participants
  • Change Implementation for Mortgage Industry Participants
  • Training
  • Technology Usage
  • Mortgage Credit Risk and Compliance Due Diligence for Business Acquirers and Whole Loan Acquirers, Insurers and Servicers
  • Risk Analysis including Data and Loan File Review
  • Subject Matter Experts for Origination, Servicing (including Foreclosure), and Securitization
  • Dollar Sizing of Potential Exposure
  • Data Aggregation and Data Management Support
  • Response Support
  • FHFA and FHA
  • Subject Matter Experts
  • Forensic Data, Record, and File Review
  • Project Management
  • Statistical Analysis
  • Independent Review of FHA Insurance Claims, FHFA Advance Claims, Loss Mitigation, Foreclosure, and Compliance
  • Expert Witnesses: Re-underwriting, Causality, Representation and Warranty, and Assignments
  • Subject Matter Experts for Origination, Servicing (Including Foreclosure), and Securitization
  • Data and Loan File Review
  • Claim Response and Affirmative Re-underwriting

Representative Engagements

FINANCIAL CRIMES COMPLIANCE

  • Customer Segmentation; High Risk Customer Methodology Development
  • Know Your Customer (KYC)/Customer Identification Program (CIP)/Customer Due Diligence (CDD)
  • EDD Program Development
  • Correspondent Banking Due Diligence Compliance
  • Data Integrity/Lineage Reviews
  • Customer Data Quality Reviews
  • Independent Compliance Monitorships/Consultancies
  • Independent Compliance Reviews and Audits
  • Independent Transactional Reviews (Lookbacks)
  • Tactical Remediation Project Plans
  • Board of Directors and Senior Management Roles and Responsibilities
  • Management and Board Reporting; Dashboard and Metrics Design
  • Corporate Culture Reviews and Assessments
  • Training at all Levels—Board; Management; Employees
  • Model Risk Governance
  • Outcome Analysis
  • Model Documentation
  • Sanctions Filters - Fuzzy Logic
  • Design and Implementation of Compliance Programs
  • Program Reviews, Including Health Checks
  • Department Structure and Staffing Assessments
  • Policy and Procedure Development
  • Acquisition Due Diligence
  • AML/BSA/Sanctions/OFAC/Anti-Bribery/Anti-Corruption Risk Assessment
  • Risk Scoring Methodology Development
  • Independent Audits; Audit Co-Sourcing
  • Suspicious Activity Reporting (SAR) Process Review Alerting Systems Advisory – Purchase; Assessment; Implementation
  • Transaction Scenario Gap Analysis and Calibration
  • Financial Investigation Unit (FIU) Review and Advisory

Representative Engagements

OPERATIONAL AND DATA RISK

  • Cybersecurity Strategy Development, Program Design, Implementation, and Ongoing Assessment
  • Incident Response Capability Assessments
  • Incident Response Program Development and Implementation
  • Cyber Incident Rapid Response, Including Interaction with Law Enforcement, Regulators, and Media; Notification Management; and Stakeholder Communications
  • Incident Response Planning and Rapid Response Program Development
  • Board Level Data Governance, Training and Awareness
  • Data Risk Identification and Evaluation and Governance Framework Design
  • Enterprise Privacy Program Development and Implementation
  • Compliance Solutions for Multi-jurisdictional Privacy and Data Protection Requirements
  • Regulatory Change Management
  • Training and Awareness
  • Privacy Compliance Control Identification, Monitoring, Testing, and Reporting
  • Solicitation Management (TCPA) and Customer Preference Administration
  • Third Party Rapid Assessment
  • Reverse Playbook Methodology and Framework
  • Third Party Risk Program Development and Implementation
  • Pre-contract Compliance and Data Security Due Diligence
  • Post-engagement Compliance and Data Security Assessments
  • Due Diligence for Mergers, Acquisitions, and Dissolutions

Representative Engagements

BUSINESS STRATEGY AND RISK MANAGEMENT

  • Loan Re-underwriting and Restructuring
  • Problem Loan Identification
  • Economic Capital Analysis
  • Asset Valuation
  • Capital Markets Funding Strategy
  • Liquidity and Capital Planning
  • Stress Testing - Capital and Loans
  • Non-Maturity Deposit Studies
  • Asset Liability Modeling and Documentation
  • Asset/Liability Model Outsourcing Services
  • Project and Program Management
  • On-time Delivery and Implementation
  • Budget Management
  • Efficient Resource Deployment
  • Enterprise-wide Coordination and Alignment
  • Strategic Advice on Approach, Scope, and Management
  • Evaluation of Recovery and Resolution Options
  • Comprehensive Stress Testing
  • RRP Preparation Using Custom Methodology



Affiliated with Treliant Risk Advisors, Treliant Solutions is a RegTech software provider that reinvents compliance for competitive advantage.