Ryan Labriola is a Manager in Treliant’s Regulatory Compliance & Risk Management service area, where he has worked on major projects involving some of the top banks and law firms in the country.
Among those projects, Ryan recently assisted a Top 40 U.S. bank with a large-scale Servicemember Civil Relief Act (SCRA) remediation effort that was required by the Office of the Comptroller of the Currency (OCC). He helped implement a complex data-entry system to house the results of the remediation review, by drafting system requirements, working directly with system developers, designing workflow for over 10 levels of review, and performing end-to-end testing. He also leveraged advanced projections analyses to report on the number of resources needed to complete the project within a given timeline. His work for the bank involved managing teams larger than 325 individuals, providing guidance on the file review and quality checks, while also delivering qualitative and quantitative analysis to various stakeholders, including high-level bank executives and the OCC.
At another Top 40 U.S. bank, Ryan worked on a large-scale review of deposit accounts in response to a Consumer Financial Protection Bureau (CFPB) consent order. This included making recommendations on best practices relating to quality checks on the file review, implementing controls to ensure accuracy, and updating procedures based upon new guidance provided by the bank. Similarly, he previously managed file reviews for Home Mortgage Disclosure Act (HMDA), Fair Credit Reporting Act (FCRA), and Equal Credit Opportunity Act (ECOA) compliance, and assisted in determining potential consumer harm in a loan origination system error. Ryan has also managed file reviews for major U.S. mortgage servicers to determine compliance with Real Estate Settlement Procurement Act (RESPA) provisions relating to loss mitigation. In addition, he has participated in large-scale mortgage file reviews as part of litigation surrounding Residential Mortgage-Backed Securities (RMBS), performing tasks such as re-underwriting, analyzing plaintiff findings, and publishing loan-level affirmative re-underwriting results.
Prior to joining Treliant, Ryan served as an intern with the Department of Commerce’s International Trade Administration. In this position, he assisted U.S. embassies in distributing economic data through the Country Commercial Guides, which are in-depth market reports designed for American businesses. He worked with trade experts to assist small- to medium-sized export-ready businesses in understanding the rules and regulations in free trade agreements.
Ryan holds a BA in Economics and Political Science from American University.