Mónica MacGregor is a senior professional with over 20 years of experience specializing in the areas of Anti-Money Laundering (AML), sanctions, anti-corruption, the investigation of international financial crimes, and global risk management. She has excelled in the management of high-stakes criminal, civil, and internal cross-border investigations and is an expert in navigating and mitigating the challenges posed by doing business in a broad spectrum of high-risk jurisdictions and industries.
Mónica’s expertise and role as a trusted advisor is derived from her experience in all angles of regulatory compliance. During her career as an external expert, Mónica has assisted various governmental agencies with the investigation and prosecution of systemic compliance deficiencies and other white-collar criminal matters. She has similarly had the opportunity to assist a number of blue-chip clients across a wide variety of industries with the design and implementation of risk-based compliance programs and/or the remediation of deficiencies in the face of actual or foreseen regulatory action. Mónica has also served as a senior in-house compliance officer. Her fluency in English, Spanish, and French and proficiency in Portuguese have allowed her to work in many countries designing cross-border compliance programs and successfully managing their global implementation, while providing on-the-ground training and ensuring that underlying systems have been effectively integrated enterprise-wide.
While she has spent a significant time handling AML and Office of Assets Control (OFAC) sanctions, Mónica has also conducted extensive due diligence, designed and implemented anti-bribery and corruption programs, and led proactive and reactive investigations to identify breaches of conduct. Mónica has investigated a number of high-profile cases involving fraud and embezzlement and has advised clients on the implementation of internal controls and other risk management areas. In addition, she has quantified damages in a variety of commercial, international arbitration, and investor state disputes.
During her career, Mónica has presented findings and been designated as an expert in front of U.S. prosecutorial and investigative bodies including the Department of Justice (DOJ), Financial Crimes Enforcement Network (FinCEN), Drug Enforcement Administration (DEA), Internal Revenue Service (IRS), Federal Bureau of Investigation (FBI), Immigration and Customs Enforcement (ICE), Securities and Exchange Commission (SEC), and Municipality of San Juan, PR, and has served as a congressionally appointed monitor. She has similarly reported to U.S. regulatory agencies including the Federal Deposit Insurance Corp. (FDIC), Federal Home Loan Bank (FHLB), Office of the Comptroller of the Currency (OCC), and Financial Industry Regulatory Authority (FINRA) as well as foreign prosecutorial and investigative bodies including the Swiss Federal Prosecutors Office, Spanish Criminal Police, Central Bank of the Antilles, Argentine Attorney General’s Office, Venezuelan Attorney General’s Office and Fondo de Protección Social de los Depósitos Bancarios (FOGADE), Uruguayan Attorney General’s Office, and the Government of the Republic of El Salvador. Mónica has presented findings to supra-national and international organizations such as the International Bank for Reconstruction and Development (IBRD), Inter-American Development Bank (IDB), Volcker Commission, and world Jewish organizations and contributed to the presentation of damages calculations in international tribunals such as the International Chamber of Commerce (ICC), International Centre for Settlement of Investment Disputes (ICSID), and United Nations Commission on Internatoinal Trade Law (UNCITRAL).
Mónica holds a BSc in Economics (Honors) from the London School of Economics and Political Science as well as a Maîtrise de Langues Étrangères from the Université Paul Valery. She is a Certified Anti-Money Laundering Specialist (CAMS).
Areas of Specialization
- Anti-Bribery and Corruption
- Anti-Money Laundering / Bank Secrecy Act
- Asset Tracing
- Compliance Audits
- Compliance Programs
- Conduct Risk
- Corporate Governance
- Corporate Investigations
- Due Diligence
- Ethics Programs
- Financial Investigations
- Forensic Accounting
- Fraud Risk Management
- Government Investigations / Whistleblower Response
- Independent Monitorships and Consultancies
- Litigation Support / Expert Witness Testimony
- Model Validation
- OFAC / Economic Sanctions
- Project Management
- Regulatory Exam / Management
- Regulatory Relations
- Remediation Plans / Implementation and Effectiveness Testing
- Risk Assessments
- Third-Party Risk Mitigation