Lynn Woosley is a Senior Director with Treliant.  She is a seasoned executive with extensive risk management experience in regulatory compliance, consumer and commercial credit risk, credit and compliance risk modeling, model governance, regulatory change management, acquisition due diligence, and operational risk in both financial services and regulatory environments.

Over the last two decades, Lynn has held leadership positions including Senior Vice President and Fair and Responsible Banking Officer; Group Vice President for Wholesale Transaction Modeling; and First Vice President for Portfolio Management within the Enterprise Risk Management division of a top 10 bank.  Prior to joining the private sector, Lynn served as Senior Examiner and Economist at the Federal Reserve Bank of Atlanta.

With strong knowledge and experience across multiple risk disciplines, Lynn has been a featured speaker for numerous banking, compliance, and CRA conferences across the country. Lynn has authored several articles and presentations on financial institution risk management and consumer protection issues.  She has also developed training materials related to fair lending, fair housing, UDAAP, credit risk management, credit scoring, and consumer protection topics.

Lynn holds a BBA and an MBA from Middle Tennessee State University and an MS Finance from Georgia State University.  She is a Certified Regulatory Compliance Manager and a Commissioned Examiner of the Federal Reserve System. Lynn has also served as both Chair and Vice-Chair of the Consumer Bankers Association’s Fair and Responsible Banking Committee.

Areas of Specialization

  • Commercial Banking
  • Community Reinvestment Act (CRA)
  • Compliance Audits
  • Compliance Programs
  • Conduct Risk
  • Consumer Laws / Regulations
  • Corporate Governance
  • Credit Card / Payments
  • Credit Risk (Business)
  • Credit Risk (Consumer)
  • Data Privacy
  • Data Risk Management / Data Science
  • Due Diligence
  • Ethics Programs
  • Fair Lending
  • FinTech Compliance
  • Home Mortgage Disclosure Act (HMDA)
  • Model Validation
  • Mortgage Law / Regulations
  • Mortgage Operations and Servicing
  • Operational Risk
  • Regulatory Exam / Management
  • Regulatory Relations
  • Remediation Plans / Implementation and Effectiveness Testing
  • Retail Sales Incentive Practices
  • Risk Assessments
  • Third-Party Risk Mitigation
  • Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) Readiness

HMDA

  • Treliant performed activities for a large commercial real estate financing company to meet HMDA-LAR requirements, including data scrubbing, validation of expanded HMDA fields in its loan origination system (LOS), and LAR filing.
  • We assisted a very large global organization with a financial services subsidiary with the data validation of its HMDA-reportable applications to prepare for the timely submission of HMDA-LARs annually.