Dhara Shah is a Senior Consultant with Treliant. Her broad experience in regulatory compliance includes strengthening Community Reinvestment Act (CRA) programs and performing risk assessments in areas related to the Home Mortgage Disclosure Act (HMDA) and mortgage servicing. In addition, she has held data analyst and project management roles in the fair and responsible banking space, that includes completing complex redlining analyses, performing comparative file reviews, and developing extensive performance context reviews. Dhara has also completed HMDA data scrubs and HMDA Loan Application Register (LAR) filings.
Dhara is an expert in transactional testing covering multiple consumer protection regulations, including: Children’s Online Privacy Protection Act (COPPA), Controlling the Assault of Non-Solicited Pornography And Marketing Act (CAN-SPAM), Durbin Amendment (Regulation II, Debit Interchange Fees), Electronic Fund Transfer Act (Regulation E), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Homeowners Protection Act (HPA), Real Estate Settlement Procedures Act (RESPA), Reserve Requirements (Regulation D), Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), Servicemembers Civil Relief Act (SCRA), Telemarketing Sales Rule (TSR), Telephone Consumer Protection Act (TCPA), and Truth in Lending Act (Regulation Z).
Prior to joining Treliant, Dhara supported the Proposal Development and Financial Analysis teams at RTI International, a research company where she collaborated on the development of budgets for domestic and international business proposals and performed financial forecasting on federal and commercial projects.
Dhara holds a BA in Economics with a minor in Entrepreneurship from the University of North Carolina at Chapel Hill.