Carlos Aranda is a Director with Treliant with 30 years of financial services experience. He assists clients with mortgage servicing, originations, and future state assessments. Using process improvement methodologies, he assesses processes, procedures, and controls to identify and recommend opportunities for improvements in departmental practices, policies, and future development throughout an organization.

Prior to joining Treliant, Carlos consulted with other professional firms where he administered program management project engagements for clients, with a focus on business process analysis and compliance/regulatory process design and implementation. He has also assisted in major system implementations, formal “train the trainer” exercises for knowledge transfer, key performance indicator and scorecard development, and go-live troubleshooting.

Additionally, Carlos performed a quasi-governmental agency review to analyze the servicing components of an organization, which included assessing functional work streams and other areas that could potentially cause compliance or business risks. He analyzed reporting needs and created operational department procedures and process flows to document compliance with agency and investor requirements. This included the development of reporting and control templates as well as the development and implementation of servicing procedures required by Ginnie Mae.

Carlos received a BBA in Accounting from University of Texas at Austin and is a GE Power Systems Certified Black Belt.

Areas of Specialization

  • Compliance Programs
  • Conduct Risk
  • Due Diligence
  • Home Mortgage Disclosure Act (HMDA)
  • Lookbacks
  • Model Validation
  • Mortgage Law / Regulations
  • Mortgage Originations and Servicing
  • Operational Risk
  • Project Management
  • Regulatory Exam / Management
  • Remediation Plans / Implementation and Effectiveness Testing
  • Risk Assessments
  • Third-Party Risk Mitigation
  • TILA-RESPA Integrated Disclosure (TRID) Compliance
  • Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) Readiness