Brenda Baylor, a Director with Treliant, is a Certified Regulatory Compliance Manager (CRCM) with 22 years of experience in regulatory compliance, risk management, and banking. Her specialties include fair lending laws and regulations; the Community Reinvestment Act (CRA); Home Mortgage Disclosure Act (HMDA); and Unfair, Deceptive, or Abusive Acts or Practices (UDAAP). Brenda advises clients on the implementation of regulatory compliance programs, risk assessments, monitoring, and statistical analytics programs, as well as examination readiness and risk management strategies.
Prior to joining Treliant, Brenda worked in the capacities of CRA Officer and Compliance Officer at large regional banks. In these roles, she led efforts related to program development, monitoring, analysis, policy writing, executive-level reporting, training, examination management, and regulatory reporting. Additionally, as a former Senior Consultant at Ernst & Young, she specialized in complex fair lending analytics and data integrity reviews for national banks. Brenda also acquired in-depth knowledge of enterprise risk management programs for large financial institutions through her employment at KeyBank, where she functioned in the capacities of Risk Consultant and Consumer Compliance & Quality Control Manager.
Brenda’s recent contributions to industry publications include:
Content updates to the 2018 Reference Guide to Regulatory Compliance, the American Bankers Association’s official study guide to the CRCM examination;
“Compliance Watch: How Fair Banking will Fare” in Banking Exchange (March 2018);
“Are Foreign Language Communications Risky Business?” in the 2016 Fall/Winter issue of Treliant’s New Coordinates;
“Walking a Tightrope,” an article on fair lending analytics technology in The MReport (November 2016); and
“Redlining Risk: Slaying the Three-Headed Dragon,” in Mortgage Banking (October 2016).
Brenda graduated summa cum laude with a BA in Accounting from Marietta College.
Areas of Specialization
- Community Reinvestment Act (CRA)
- Compliance Audits
- Compliance Programs
- Consumer Laws / Regulations
- Corporate Governance
- Credit Risk (Business)
- Credit Risk (Consumer)
- Due Diligence
- Fair Lending
- FinTech Compliance
- Home Mortgage Disclosure Act (HMDA)
- Mortgage Law / Regulations
- Mortgage Operations and Servicing
- Operational Risk
- Project Management
- Regulatory Exam / Management
- Remediation Plans / Implementation and Effectiveness Testing
- Risk Assessments
- Third-Party Risk Mitigation
- Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) Readiness