ABA Webinar: New Frontiers in Combating Redlining

Date: February 9, 2022

Time: 2:00PM – 3:00PM (EST)

Overview:

Enforcement efforts to fight redlining remain a priority for federal banking agencies and the Department of Justice. In addition to a continued focus on geographic differences in lending, regulators are evaluating Community Reinvestment Act assessment areas and market areas. Consider this webinar as your financial institution considers how to limit differences in treatment by neighborhood characteristics to prevent redlining and stay compliant.

Discussion Highlights:

• Underwriting and pricing outcomes by census tract type
• Geographic distribution of underwriting and pricing exceptions
• Types of lending in minority and non-minority neighborhoods
• Borrower distribution within minority neighborhoods
• Distribution of denials for collateral or insufficient appraised values
• Incidence and resolution of disputes and complaints
• Branching and deposit patterns

Speakers:

Lynn Woosley, Senior Director

Andrea Mitchell, Managing Partner, Mitchell Sandler