Banks and financial services companies face a complex environment of regulatory scrutiny and litigation extending to virtually every aspect of residential mortgage lending, including the origination, servicing, and sale of mortgages and mortgage securities. Prior origination, servicing, and compliance practices are being scrutinized and challenged by private litigants and governmental agencies. Current origination and servicing procedures are being overhauled to meet new legislative and regulatory initiatives. Securitization transactions require increased levels of third-party due diligence and loan-level analysis. All participants in the mortgage and securitization markets are affected by these dramatic changes.
We offer mortgage-related consulting services to clients such as banks, mortgage banks, specialty finance companies, and law firms. Services include compliance, pre-litigation, litigation, and post-litigation support; residential and commercial loan reviews; and mortgage servicing and operations risk management advice. Typically, our clients are responding to threatened or actual government investigations, commercial claims, or lawsuits.
Treliant has experience in consulting with financial services companies, and the law firms which represent them, on their residential mortgage business in areas including the following: