Professional Bio

Lyn Farrell to Speak at BAI Payments Connect 2012
Date: Monday, March 12, 2012
Time: 3:30 PM - 4:30 PM
Location: The Mirage, Las Vegas
Topic: Headwinds and Shifting Sands: New Regulatory Complexity and Uncertainty for Financial Institutions

The Dodd-Frank Act is only the latest in a series of new laws over the past five years to bring about rapid changes to the rules affecting the DDA and the payments landscape. U.S. banks and payment systems are now regulated under a complex matrix of federal and state laws. Some laws are intended to be comprehensive while others are much more specific in their objectives, and all these laws bring about unintended consequences. Pricing models have been changed forever. New regulators have entered the mix. Rapid change in technology-driven business models has created new ambiguities in the law and questions affecting the path of bank business models. Join this session for a discussion of:

-How banks are adapting to the assault on fee revenue streams and rethinking pricing of core account products
-How compliance functions are growing and adapting to new rules
-What lies ahead for banks as new regulators have entered the mix
-What competitive threats have emerged from outside the banking industry
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