Upcoming Event Details

Mary L. Bailey and Brenda Baylor to Present "Redlining, REMAs, and Assessment Areas: What You Need to Know to Manage Your Risk"

Date: Tuesday, December 12, 2017
Time: 2:00 PM - 3:30 PM EDT
Topic: Redlining, REMAs, and Assessment Areas: What You Need to Know to Manage Your Risk

Redlining continues to be a hot topic in bank supervision and enforcement. The CFPB’s fair lending priorities for 2017 include redlining. Banking regulators are focusing on Reasonably Expected Market Areas (REMAs) in addition to Community Reinvestment Act (CRA) assessment areas in evaluating lending performance. The Department of Justice ended 2016 and began 2017 with redlining enforcement actions against three banks. How can you assess your risk and protect your institution from charges of redlining?

In this Lending Compliance Training, learn more about recent examination and enforcement trends. Explore monitoring and analytic techniques. Understand the difference between an assessment area and a REMA. Understand what you can do in your bank to evaluate and mitigate your redlining risk. Get your questions answered!

This loan webinar will cover:

  • Redlining risk factors
  • The Reasonably Expected Market Area (REMA), called by a number of names
  • Geographies for assessing redlining risks (assessment areas v. REMAs)
  • Mapping
  • Branch networks
  • Statistical analyses
  • Qualitative analyses
  • Enforcement trends

More Information